Mortgage Rates - Purchase
 
The Provident Bank makes it easy for you to select and apply for the right lending product that fits your needs. Click on the links below to see the individual products and rates, or scroll down to see a list of online Provident loan products. No matter where you are in the home buying process, we can give you a quick response.

Instant Decision - Congratulations, you have found the house you want. Once you have chosen the product that is right for you, just click on the "Apply" button to begin completing the Instant Decision Application. It's secure, quick and easy!

Pre-Approval - You already know what you can afford and are shopping for that perfect home. Apply for a Pre-Approval and get an instant approval on the loan amount that will make the buying process even quicker. Select the product you need below and click to "Apply."

Pre-Qualification - You are still in the process of determining the amount of the house you are qualified to buy. Simply fill out the Pre-Qualification form. You can even estimate what your payments would be with our online calculators.

Our helpful and experienced representatives are here to assist you with your lending needs. Call us at 1-888-534-8979 x5450.

Rates as of Friday, July 3, 2009
Product Description Interest Rate APR Payment per $1,000 Payments Apply
Fixed Rate Loans
30 Year Fixed (to $417,000)   5.625% 5.720% $5.76 Show Payments
20 Year Fixed (to $417,000)   5.625% 5.750% $6.95 Show Payments
15 Year Fixed (to $417,000)   4.875% 5.030% $7.84 Show Payments
30 Year Fixed JUMBO ($417,001 to $625,500 based on property county - call for exact maximum loan amount)   6.000% 6.100% $6.00 Show Payments
20 Year Fixed JUMBO ($417,001 to $625,500 based on property county - call for exact maximum loan amount)   6.000% 6.130% $7.16 Show Payments
15 Year Fixed JUMBO ($417,001 to $1,750,000)   5.125% 5.280% $7.97 Show Payments
Bi-Weekly Fixed Rate Loans
30 Year Fixed Bi-Weekly (to $417,000)   5.875% 5.990% $2.96 Show Payments
20 Year Fixed Bi-Weekly (to $417,000)   5.875% 6.020% $3.55 Show Payments
15 Year Fixed Bi-Weekly (to $417,000)   4.875% 5.050% $3.92 Show Payments
30 Year Fixed JUMBO Bi-Weekly ($417,001 to $625,500 based on property county - call for exact maximum loan amount)   6.125% 6.240% $3.04 Show Payments
20 Year Fixed JUMBO BiWeekly ($417,001 to $625,500 based on property county - call for exact maximum loan amount)   6.125% 6.270% $3.62 Show Payments
15 Year Fixed JUMBO Bi-Weekly ($417,001 to $1,750,000)   5.125% 5.300% $3.99 Show Payments
Adjustable Rates Mortgages
5/1 Year ARM (to $417,000)   5.000% 3.970% $5.37 Show Payments
7/1 Year ARM (to $417,000)   5.375% 4.380% $5.60 Show Payments
10/1 Year ARM (to $417,000)   5.625% 4.880% $5.76 Show Payments
5/1 Year JUMBO ARM (to $417,001 to $1,750,000)   5.250% 4.070% $5.52 Show Payments
7/1 Year JUMBO ARM (to $417,001 to $1,750,000)   5.625% 4.520% $5.76 Show Payments
10/1 Year JUMBO ARM (to $417,001 to $1,750,000)   5.875% 5.060% $5.92 Show Payments

APR assumes 20% down payment and zero points. Mortgages with down payments less than 20% require Private Mortgage Insurance and will result in higher APR's and payments. Rates subject to change.

Required Disclosure Information: All required disclosures and other information will be sent to you within 3 business days upon receipt of your completed application.