Rates as of Wednesday, November 19, 2008

Product Description Interest Rate APR Payment per $1,000 Payments Apply
Fixed Rate Loans
30 Year Fixed (to $417,000)   6.250% 6.350% $6.16 Show Payments
20 Year Fixed (to $417,000)   6.125% 6.250% $7.24 Show Payments
15 Year Fixed (to $1,750,000)   6.000% 6.160% $8.44 Show Payments
30 Year Fixed JUMBO ($417,001 to $729,750 based on property county - call for exact maximum loan amount)   6.500% 6.600% $6.32 Show Payments
Bi-Weekly Fixed Rate Loans
30 Year Fixed Bi-Weekly (to $417,000)   6.125% 6.230% $3.04 Show Payments
30 Year Fixed JUMBO Bi-Weekly ($417,001 to $1,750,000)   6.500% 6.620% $3.16 Show Payments
20 Year Fixed Bi-Weekly (to $1,750,000)   6.000% 6.140% $3.58 Show Payments
15 Year Fixed Bi-Weekly (to $1,750,000)   5.875% 6.050% $4.18 Show Payments
Adjustable Rate Mortgages
3/1 Year ARM(to $1,750,000)   5.750% 4.900% $5.84 Show Payments
5/1 Year ARM (to $1,750,000)   6.000% 5.010% $6.00 Show Payments
7/1 Year ARM (to $1,750,000)   6.125% 5.540% $6.08 Show Payments
10/1 Year ARM (to $1,750,000)   6.250% 5.750% $6.16 Show Payments