A fixed rate mortgage is available to customers with no other outstanding liens/mortgages or all existing liens will be paid off with this loan, for a maximum of 20 years with "NO CLOSING COSTS". You can borrow up to $500,000.00. With the confidence that your interest rate and monthly payment will never increase. And, best of all, the interest on your loan may be tax deductable. (Consult your tax advisor.) Loans availabe for 1-4 family owner occupied residences and condos. Financing availalbe to 80% of the property's value. Higher loan to value programs are available.